Nearly 45% of marriages now end in divorce. This situation is caused by unhealthy relationship and certainly requires additional costs for couples who are separated. First, court costs, but also all costs associated with physical separation, installation in a new home for one of the two ... So, how do you get out financially as a result of divorce?

Make your financial inventory

Two, your finances may not be red, but alone, and with more costs, the situation can be very different, especially if you are not working, or only part time. You may receive child support, but payments are not always direct and not enough. You must adopt your other financial management. This may seem daunting, but it is important to record all your expenses. How much does it cost every day, every month, every quarter? Sometimes, we forget to calculate our expenses until it's time for us to be surprised when reading the bill.

Can some be gradual, like taxes that can be collected every month? Differentiate between fixed costs: food, rent, telephone, insurance, travel costs, loans if you have them ... and your variable costs: hobbies, buying clothes or school supplies, food in restaurants ... What you really can't do without it, and what can be set aside for a while? We only pay attention to what we know and love, and the more we know things, the more we care for them. This is a wise circle that also applies to money. Instead of emphasizing the idea of consulting your account online, monitor their evolution regularly. Attention, regularly, not once a month, but 2 to 3 times a week, whether on your computer, tablet or cellphone. Most banks now have a mobile application, which allows you to view your account very easily. You can also record on your computer, your cellphone or even a special notebook, what you spend every day.

Act to adapt to your new financial situation

This new situation, you don't necessarily want it, but it's there. It's about doing with, and adapting to it as best you can. By looking after your money, you will see more precisely how you spend it. You might even have a good surprise by finding improvement points: insurance, cheaper phone packages, other stores with less temptation to shop near your new home ...

Everyone behaves differently: some are really pierced by baskets and spend everything they can and others save cents and are almost fed up with spending their money. Whatever your profile, there are plenty of tips to save less, by consuming less for example: buying used clothes, making home care products or if you can, using public transportation or bicycles instead of cars, get loan things that only you need it on time ... This is good for your wallet and also for the planet!

Get help to get through divorce

The transition between your life before and this new life can be difficult. You can alleviate this transition by doing meditation. But contrary to what you can think of, you are not completely helpless. Legal assistance, depending on income, can be provided to pay court costs. The law also allows you to receive child support for the education and care of the child you have with your ex-spouse. If your income and wealth levels are very different, luckier parents may also be required to pay compensation.

People who have custody of children can also ask the state to receive social benefits: housing allowances, single parent benefits or family benefits. City hall can also connect you with social workers. Financial assistance is one thing, but don't hesitate to surround yourself with friends or family. Attracting to professionals can also help you manage this new life psychologically. This is a course that is sometimes difficult to navigate, full of questions that you need to support.

Divorce is a significant source of costs. Some couples even live together even though they don't love each other, time to stabilize their financial situation. It might not be possible for you, but now you have the key to getting out financially as soon as possible. It's not always easy to make ends meet when you are in financial trouble and you want to get out financially. However, we cannot sit still by hoping to move forward without changing our habits. There are different situations when looking for a better financial situation.

For some people, acting in this way is a real need to survive. Indeed, sometimes it is necessary to find a solution quickly so as not to be overly indebted. However, there are also men and women who want to save money not to pay rent and to be able to pay their bills but to have other projects. In this world, it is necessary to have money when we have a project, when we want to make something. Therefore it is sometimes necessary to sacrifice to achieve this and to be able to in the medium / long term to succeed in what we want!

Restoring your financial condition with concrete steps

The important thing to do first is to set a budget based on your income and expenses. Forget finding your soulmate for a while. Put everything in black and don't improvise it will help you not to make mistakes and especially not to spend extra money. Whether you are on the verge of bankruptcy or just in the spirit of saving to invest better, every dollar is important if you want to get out faster. You can take the last 6 months and determine the purchase, the costs needed, which you cannot avoid. Tax, food, rent, gas, transportation. Depending on your income, you can then determine where you can reduce costs and especially find out how much you need. If you need $ 10,000 but you only save $ 50 per month, you won't go far, you also have to plan in time to succeed.